What is home collected credit?
A home collection loan is a type of borrowing that is delivered directly to your door.
Your repayments can also be collected from your home at a time that suits you by a Brooklands Personal Finance Representative who will be your dedicated point of contact for help and assistance.
Home collected credit provides a straightforward way for customers to borrow money, with a friendly service. Loans are issued based on the outcome of a credit check and affordability assessment.
Home collected credit provides a straightforward way for customers to borrow money, with a friendly service. Loans are issued based on the outcome of your credit check and affordability assessment.
What is the benefit of home collection loans with Brooklands Personal Finance?
With a home collection loan in Northern Ireland, you can opt to have a friendly local representative visit you and work out the best loan for your needs and circumstances, along with a manageable, corresponding repayment plan.
Paperwork can alternatively be completed remotely, and repayments can be made directly from your bank account if preferred.
Similar to a personal loan, we can lend between £100 to £1200 to assist you in tricky situations where you may find yourself unable to afford essential home repairs or other unexpected expenses, such as fixing your car, or purchasing essential items for your family.
Home collected cash loans are usually for small borrowings that can be paid off quickly over months, rather than years. Please note, short term loans should not be seen as a long-term solution to financial difficulties.
How can I apply for home collected credit?
To apply for a home collected loan, please complete the online application process.
Alternatively, you can contact us via phone or email, and one of our friendly team will assist you with your application which can be completed in minutes.
We consider all applications, even if you have a history of bad credit. After assessing your financial circumstances, we’ll carry out both a credit check and an affordability assessment to make sure your borrowings and repayments are manageable.
How much does home collected credit cost?
Our interest rate is fixed and your paperwork will clearly show you how much your loan will cost.
All Brooklands Personal Finance loans have no hidden fees or late payment charges, so you’ll know exactly what you’re paying back when you take out your loan agreement. You will even receive a rebate if your loan is paid back early!